TOOLS & CALCULATORS
1. Life Insurance Calculator
Do you have enough Life, Terminal Illness and Total & Permanent Disablement cover? This needs assessment worksheet can help you decide.
2. Super Calculator
This calculator projects your super balance at retirement as well as showing how long your balance may last into retirement, depending on the amount withdrawn each year. It allows you to consider how much your balance may increase if you make additional contributions through either salary sacrifice or on an after-tax basis.
The superannuation calculator is provided by the Australian Securities & Investments Commission.
3. Money from the Government for Nothing!
If you earn less than $61,920 annually in the 2009/2010 financial year and you make a personal (after tax) super contribution you could be eligible for the Super co-contribution.
Check what you may be entitled to (takes you through to the calculator) (Supplied by the Australian Taxation Office).
http://www.ato.gov.au/super/scripts/contributionCalcNew.asp
4. This calculator allows you to estimate your retirement benefit based on your current superannuation, investment strategy and additional contributions.
(Supplied by the Australian Securities & Investments Commission.)
http://www.fido.asic.gov.au/fido/fido.nsf/byheadline/Superannuation+calculator?openDocument
5. Personal budget planner
This budget planner will help you work out what your regular income and expenses are.
(Supplied by the Australian Securities & Investments Commission.)
http://www.fido.gov.au/FIDO/fido.nsf/byHeadline/Budget%20planner?opendocument
6. This calculator allows you to work out:
- How much you can borrow for a home loan?
- What your loan repayments will be?
- How much stamp duty will you pay?
- The difference additional payments will make to your loan
(Supplied by Members Equity Bank)
http://www.membersequitybank.com.au/personal/home_loans/