When you invest your money it is pooled together with those of other members of your super or pension fund and managed by professional fund managers.
Most funds offer a range of investment portfolios or ‘options’ to choose from. This is the case with Club Plus Super, which provides 6 investment options for our Pension fund and 7 investment options for our Superannuation fund. We also offer a direct investment option for all members, which allows you to invest in S&P/ASX 300 listed shares, Exchange Traded Funds (ETFs) and Term Deposits.
You can choose to invest in one option or spread your money across multiple options, say, 50% Australian Shares, 25% Growth and 25% Conservative.