The following table shows investment returns for each investment option over range of periods. For periods greater than one year, the returns are inclusive of crediting rate returns prior to 20 March 2017.

Returns shown are after investment fees and costs and investment taxes, but before administration fees. Returns are calculated using the end of month hard close unit prices.

Each investment option has a different performance objective, risk profile, asset allocation and investment style which may also change from time to time. Each of these features may be significant in respect of the investment return for any option.

Past performance is not a reliable indicator of future performance.