Automatic access to flexible, low-cost, high-value insurance cover
Two of your most valuable assets are your health and ability to earn an income. Protecting them against the unexpected is important for your family’s security.
At truly affordable prices and the ability to pay premiums through your super (which is concessionally taxed), our insurance offers peace of mind without impacting your immediate cash flow.
Insurance cover options
- Death, Terminal Illness and TPD cover provides a lump sum payment to you or your dependants upon death, terminal illness or total and permanent disablement. This insurance can help protect against unforeseen circumstances to ensure the ongoing well-being of you or your family members.
- Short Term Income Protection cover provides a replacement income of up to 90% (plus 9.5% SG) for up to two years if you are unable to work temporarily due to illness or injury (conditions and waiting periods apply). This means you can continue to pay your bills while taking the time to recover.
- Long Term Income Protection cover can provide replacement income of up to 75% (plus 9.5% SG) until age 65. This cover complements the Short Term Income Protection cover as it has a two year waiting period.
Transfer your insurance cover to us
If you're joining Club Plus Super or are already a member, you can apply to transfer insurance cover you have elsewhere to your account with us. Read our Insurance Transfer form for eligibility criteria and to transfer your insurance.
Insurance cover is not compulsory
You can cancel your insurance cover at any time by completing an Insurance Cancellation or Reduction form. If choose to reinstate your cover at a later date, we will need you to submit an application and provide satisfactory health evidence.
Remember, before opting out of insurance, always consider the implications and seek financial advice.
Not sure what cover you have?
To find out what cover you have
- check your last annual statement; or
- call us on 1800 680 627.
If you login to MemberAccess you can find your Death, Terminal Illness and TPD insurance cover details at the bottom of the Personal Details page.
For assistance please call 1800 680 627 between 8am and 6pm AEST, weekdays. Alternatively, submit an enquiry.