Make extra contributions
Salary Sacrifice means instead of receiving your pay in full, you arrange to have some of your pay invested directly into your super fund on your behalf.
The contribution is taken out of your pay before income tax is deducted, so you will pay less tax on your income.
As salary sacrifice is not offered by all employers, ask yours if they offer a salary sacrifice option.
Voluntary (after-tax) contributions
You can choose to make voluntary (after-tax) contributions to your super in addition to what your employer contributes. Voluntary (after-tax) contributions, which you pay out of after-tax income, are a good way to top up your super.
There are four easy ways to make voluntary contributions to your Club Plus Super account:
- BPAY®: call Club Plus Super on 1800 680 627 or log in to MemberAccess for your BPAY biller code and reference number.
- Cheque: complete the Voluntary Contribution form, attach your cheque(s) and send it to: Club Plus Administration, Locked Bag 5007, Parramatta, NSW 2124.
- Direct debit: complete the Direct Debit Authority form and Club Plus Super will deduct regular amounts from your nominated bank account and invest it in your super account.
- Payroll deduction: complete a Payroll Deduction Authority form and give it to your employer. This will allow your employer to deduct nominated amounts from your pay and remit it to the fund.
For more information about how you can boost your super balance, refer to the Member Booklet.